We help you repair and restore your credit to all you to live a better life, secure your financial future, and get your good name back. Our unique collection of services has been carefully selected to enables consumers to correct errors and inaccurate information in their credit reports and to boost their credit score reported out by all of the Consumer Reporting Agencies.Accurate reporting of your creditworthiness is paramount to your family’s increased financial future because inaccurate reporting can affect all parts of your life. Credit Repair and Restoration Attorney and paralegals assigned to you once you activate your member will work with you to repair your credit. Acquire credit reporting and repair is done in a straightforward way using the Fair Credit Reporting Act (FCRA),15 USC. § 1681, enacted on October 26, 1970,to promote the accuracy, fairness, and privacy of consumer information contained in the files of three major consumer reporting agencies; Experian, Equifax, and TransUnion.
The credit repair, restoration, and monitoring processes are broken down to five steps or services:
Your team will be relentless as it seeks to resolve erroneous data reported on your credit reports.The services you receive in your credit repair, financial management, and financial education membership is unmatched.
United Credit Education Services (UCES)
UCES has been helping consumers achieve their highest financial potential for over ten years. The products on the UCES website within this section are great for assisting others in re-establish credit and increasing your credit score quickly. If your credit score starts with a 3, 4, 5, or 6, you need this help today because your financial freedom is at risk! Here are the benefits and services you get on the website: Budgeting, Credit Restoration, Credit Builder, Credit Attorney, Credit Monitory, Debt Payoff, Financial Lockbox, Identity Monitoring, NetWork Tracking, Savings Goals, Will & Trust Services, and Youth Financial Literacy (YFL Family Mint). All these powerful tools will help you gain the financial freedom you and your family deserve! If you wish to get your financial life in order, ENROLL NOW by visit: https://www.ucesprotectionplan.com/Default.aspx?rid=DHuff2
Budgeting
Track your income and spending by creating a personalized budget.It’s been proven time and time again that creating a budget can help you pay off debt, save money, and put yourself into a stable financial position. Our online budgeting system features a modernized design, with preset categories allowing you to fill in the blanks and update along the way simply. Each month, we’ll track your progress and place it into a budgeting report – allowing you to see the impact of following and maintaining a budget.
Credit Builder
Access your credit report in an easy-to-understand, online format and utilize our extensive financial library. Understanding how your credit score is calculated and how to read your credit report are the first steps in improving your current standing. Our Credit Education Center offers a wide variety of educational services, credit tips, and resources to help you take the necessary steps to enhance your credit score and manage your financial life. Improve your score by identifying the accounts that need immediate attention and why, and understand the impact of the amount of credit you are using.
Credit Attorney
Our attorneys will evaluate your case for difficult to remove, or inaccurate items on your credit report. We love to help people. We fix people’s credit reports in a legally and trustworthy manner and fight abusive debt collectors. We turn victims into victors as we step into an otherwise unfair fight started by debt collectors, creditors, and credit reporting agencies. We are focused on you and not just your case. Our lawyers and paralegals band together to analyze your case and situation from all angles to bring about the best result in the quickest manner. We will work with you to determine your case eligibility and aim to stop debt harassment & clean up difficult to remove credit report errors from your credit file.
Credit Restoration
Restore your score, create positive financial habits, and maximize your financial opportunities. Your financial health revolves around your credit score, making it imperative that the information your credit report contains is as accurate and up-to-date as possible. Work with our credit experts and proven system to eliminate any inaccurate, obsolete, or erroneous accounts. We’ll teach you the exact information you need to provide to the Credit Bureau to use the Fair Credit Reporting Act to your advantage and dispute the mistaken negative ratings that may be preventing you from obtaining new credit when you need it most. Lower your interest rates, avoid high late fees, save money, and advance your credit opportunities.
Credit Monitoring
An interactive credit report, money manager, and financial account alert system. Manage all your online accounts in one place, integrated with your credit and identity. You can use Action buttons to ask your creditor a question about your account or a transaction. No phone calls or writing letters are necessary. We automatically track and update your account balances, bills coming due, and transactions every day. Access your interactive credit report, which is now easy to read, search, or find anything quickly, view more or less detail. It also includes your credit score, auto score, insurance score, and even a hiring risk index for job seekers. Get alerts to your phone or email that someone opened credit in your name. Then use the Action button to stop the thieves.
Debt Payoff
Create a financial plan that will give you the exact payment guide to eliminate your debt quicker than you expected. Our Debt Payoff system is a clear guide on how to pay down your debt more efficiently. The Debt Payoff system takes into account your debt obligations and interest. The system will show you exactly how to properly allocate your money towards your monthly payments using nothing more than your current income, to speed up your debt payoff. This system will show you exactly how fast you can pay down your debt, how much money you’ll save in interest and detail your monthly payment plan to help you achieve your debt payoff goals!
Financial Lockbox
Roadmap your financial contacts and information in one central, online location that can be accessed at any time. If you’re like most families, one person is generally designated to handle the financial aspects of the household. Or, if you’re single, you may be the only person who knows the type and location of your financial accounts. What if your loved ones suddenly found themselves in the position of taking over your finances without warning? Would they be able to locate insurance, bank, and financial records in the event of an emergency? My Financial Lockbox is an online solution that enables you to store financial data in a single, secure, password-protected location for easy access by you or loved ones that you select and authorize.
Identity Monitoring
Proactive monitoring that alerts you at the first sign of fraud and fully restores your identity. InfoArmor leads the identity protection industry with PrivacyArmor®, a proactive monitoring service that alerts you at the first sign of fraud. Get alerts for credit inquiries, accounts opened in your name, unsavory content on your social media account, compromised credentials, and financial transactions. In the event of fraud, you don’t have to figure out what to do — or even do it. Our dedicated Privacy Advocates® fully manage and restore your identity. Our 401(k) and HSA reimbursements, tax fraud refund advances, and $1 million identity theft insurance policy † mean we won’t let your finances suffer.
Life Insurance
Create a sound financial strategy for your loved ones in the case of the unexpected. UCES Agents are entitled to a $30,000 term life policy; with incremental increases, the longer you maintain your membership. A life insurance policy gives you and your loved ones protection from the unexpected, offering the peace of mind knowing that your family will have financial security at the most challenging time. Symetra, your Term Policy provider, has been in business for more than half a century, operating on a foundation of financial stability, integrity, and transparency. Symetra is committed to creating employee benefit products that people need and understand.To participate in the term life insurance program provided by Symetra Insurance Company, you must be an active 1099 participating representative of United Credit Education Services.
NetWorth
Discover your Net Worth by figuring out your assets, liabilities, and using our quick and simple calculations to see where you stand!. You hear about Net Worth all of the time, but do you know yours? Our Net Worth system makes it easy to track to your assets and liabilities, calculating your current Net Worth. The Net Worth report will track your results over time – and you can update and frequently as you would like! Tracking your Net Worth is a great way to start increasing your Net Worth, allowing you to discover what liabilities you need to eliminate and finding ways to add value to your assets!
Savings Goals
Achieve your goals by setting goals! Create multiple goals within the Savings Goals system and input how often you can personally put money aside. Are you looking to save up for a vacation? Are you looking to build your emergency fund? What about saving for college? Setting goals is the best way to reach them! Our Savings Goal system allows you to create multiple goals, decide when you need to achieve those goals, and choose how often you can save! You’ll then be shown what you need to put away each week or month to hit that goal! Your Savings Goal report will allow you to track your progress, showing you how much of your goal you’ve completed and allowed you to add any additional money at any time!
Will & Trust
Protect your loved ones by preparing your Will & Trust documents from the comfort of your own home. When it comes to your health and your assets, you’re used to being in charge. The decisions you make for yourself and your family are important because you know what’s best for you. Unfortunately, if you aren’t able to speak on behalf of these decisions, someone that doesn’t understand your wishes can end up making them for you. Without an estate plan in place, these crucial choices regarding YOUR health, YOUR finances, and YOUR family are suddenly out of your control.Many people disregard planning for unexpected events because they’re”too young,”it’s”too expensive,” or they just don’t realize the importance of each piece that goes into a Will & Trust. MyCare Plan is a comprehensive planning package, customized to your needs, covering each of the essential parts that make up a full estate plan.
YFL Family Mint
Implemented in schools across America, you can now bring the FamilyMint online educational portal into your home to enhance financial knowledge among the children in your life. FamilyMint is an award-winning online money management and goal-setting application that offers an engaging way for kids to learn financial responsibility. It’s easy for kids to use, lets them connect their money with real-world meaning, and most importantly, learn by doing. Your UCES Protection Plan membership gives you access to the YFL’sFamilyMint web and mobile interfaces, provides a quarterly financial newsletter “snippet” for kids, as well as detailed information on how to bring the FamilyMint workbook program to your child’s classroom.
Financial Education Services (FES)
Financial Education Services has been helping consumers achieve their highest financial potential for over 10 years. Financial Education Services, Business Opportunity – In less than five minutes, learn how to change your financial future forever! The products on this website are great for helping others re-establish credit and increase your credit score with secure card methods, rent reporting, and other services. Also, if you wish to start your online credit restoration and financial management resource business at the same time get paid weekly commissions this is the website to sign up: https://www.financialeducationservices.com/default.aspx?rid=DHuff2
FES PROTECTION PLAN PLUS
The FES Protection Plan Plus gives customers the ability to save money on products they already use. Make your life simpler from the comfort of your own home. From your phone to your vacation plans, get the most out of your life by utilizing our helpful suite of products!
a. FES Cellular ($49/month/line) URL:
- FES Cellular is a cell phone program that is powered by Sprint.
- Unlimited $49/month/line
- No contract or credit check
- Get Androids, iPhones, or bring your own
- Protection package available
- Free-roaming in Mexico and Canada
Whether you’re traveling for business or pleasure, FES Travel gives you great prices for hotel rooms, flights, rental cars, and more! Customers, just like you,had seen significant savings in 2019. Get started now!
Save On:
• Hotels
• Rental Cars
• Flights
• Cruises
• Other Activities
c. My HealthCare2Go ($25/month)
When you’re sick, the last thing you want to do is leave the house and sit in a waiting room. Skip the hassle of an expected doctor’s visit by getting a phone or virtual appointment. You can also use MyHealthCare2Go to save on your prescriptions, dentist appointments, and more!
Save money and time on your medical services from the comfort of your own home!
• Talk To a Doctor
• Health Advocacy
• Dental Discounts
• Vision Discounts
• Lab Benefits
• Imaging Benefits
• Hearing Benefits
• Diabetes Benefits
• RX Card
MY CARE PLAN
MyCare Plan is a comprehensive planning package, customized to your needs, covering each of the essential parts that make up a full estate plan.Includes your Last Will, Living Trust, Healthcare Power of Attorney, and Financial Power of Attorney.
When it comes to your health and your assets, you’re used to being in charge. The decisions you make for yourself and your family are important because you know what’s best for you. Unfortunately, if you are not able to speak on behalf of these decisions, someone that doesn’t understand your wishes may end up making them for you. Without an estate plan in place, these crucial choices regarding YOUR health, YOUR finances, and YOUR family are suddenly out of your control.
• Affordable
• Developed by attorneys
• No add-ons or surprise charges
• Friendly customer service staff to answer your questions
• Complete at your own pace from the privacy of your home
• Mailed to you in a MyCare binder ready to be signed and notarized
• Peace of mind for life’s uncertainties
SECURE CARD
The First Progress Platinum MasterCard® Secured Credit Card is a full-feature Platinum MasterCard® with a credit line based on a security deposit rather than on a credit score. You post a security deposit to establish your credit line, and that deposit serves as collateral for your obligations on the secured credit card account. The card is designed to advance the accumulation of new information in a credit file by reporting account activity to all three of the major national credit bureaus every month. And because it’s a full-feature Platinum MasterCard®, the card provides the protection, convenience, and prestige of the worldwide MasterCard® system.
First Progress Platinum MasterCard® Secured Credit Cards are issued by Synovus Bank, Columbus, GA, member FDIC.
- 99% Variable APR for Purchases
- 99% Variable APR for Cash Advances. The Cash Advance Transaction Fee is $10 or 3% of each Cash Advance, whichever is greater
- $44 Annual Fee
Our Features
- Get Approved Fast!
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Expedited Processing Available
- Full-Feature Platinum MasterCard® Secured Credit Card
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- 24/7 Online Access to Your Account
- Nationwide Program – Not yet available in NY, IA, AR, or WI
SMART CREDIT
A Credit Report, Unlike Any Other and Revolutionary Money Manager.
We’ve made your credit report horizontal and easy to read! Search or find anything quickly and utilize tabs to view more or less detail. Through Smart Credit, you’ll be able to see your credit score, auto score, insurance score, and even a hiring risk index for job seekers.
Manage all of your online accounts in one place, integrated with your credit and identity. Not only is it the best and most complete picture of your money, but it’s interactive! You can use Action buttons to ask your creditor a question about your account or a transaction- no phone calls or writing letters are necessary. Track and update your account balances, bills coming due, and transactions each day.
Our Features
- View your Smart Credit Report and all of your scores
- Get alerts when there are critical changes to your credit
- Correct credit reporting inaccuracies or settle debt with Action buttons
- Manage your financial accounts and set up alerts for when bills are due
- Updated every 24 hours with your transactions, statements and payment history
MERCHANT SERVICES
Accepting credit and debit cards, safely and securely, is essential and crucial for all businesses in any industry. International Bancard is your businesses’ credit card services partner for accepting credit and debit cards, anytime and anywhere. Our team is invested in helping your business grow. Help your business streamline payments by accepting all major credit cards with International Bancard.
Delivering user-friendly payment options for a variety of industries, International Bancard serves more than 60 industries, from brick and mortar stores to eCommerce-based businesses. International Bancard’s goal is to partner with companies and create long-lasting relationships while ensuring all needs are met.
Whether it’s online, onsite, or on-the-go – International Bancard will help!
Our Features
- Our business is provided with safe and secure credit card processing services
- You receive a consultative approach to find the best processing solution
- World-class customer and technical support provided by an experienced team
- Data Breach Coverage
- PCI Compliance support available
- Unique software solutions to help simplify any business processing
- You will always be treated with the highest level of service, guaranteed
Real people doing business with real people
ULTRA SCORE
This valuable program will guide you through simple steps to maximize your credit potential. Our large financial resource center, payment calculators, and financial planning documents are included to answer all questions related to your unique financial situation.
Ultra Score™ offers several years of combined experience developing personalized solutions for clients adversely affected by low credit scores. Ultra Score™ enables our clients to understand their credit file and the negative impact of a low credit score, as well as how to manage their credit effectively and how it affects the decision-making process used by lenders.
We understand that you need high quality, practical, and informative information to achieve your financial goals. We know how to pay attention to detail and manage the steps to provide you the most comprehensive and up to date information in the credit industry.
Our Features
- Access to your online account 24/7
- Easy to understand, breakdown of your credit file
- Tips on how you can build positive credit
- Enhance your financial education and the ability to maintain your score
- Live, friendly customer service staff
RENT REPORTING
Build Your Credit With Rent
If you’re a renter, your most significant monthly expense is probably your rent payment. Yet you don’t build your credit score by paying your rent on time. You can be penalized on your credit report for a rental eviction, but you aren’t rewarded for being a responsible renter and making your rent payments. This puts you at a disadvantage because you’re not building credit with a significant monthly expense. Homeowners build their credit score by paying their mortgage. It’s time you build your credit score by paying your rent.
- Easy Registration
- Build Credit Without Going Into Debt
- Get Credit For Your Last 2 Years of Rent Payments Starting Today!